Your 16-step guide to get cashed-up in 2019

The year 2018 has drawn to a close. Now, we’re already in 2019 and getting to grips with your financial affairs at the start of a New Year is always a good idea, as it will not only help you save money in the coming months. In addition to that, you could also find that you are better placed to make money from your investments.

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Planning is so important not only in business, but also in personal finance. The approach between the two is very similar even though it may seem strange planning for your finances as serious as what businesses do but it actually work.

With it comes to personal financial planning, you really don’t have to create an incredibly detailed plan with profit forecast to your household. You can just simply create a set of financial objectives for the coming year. Setting goals is one of the easiest yet most effective techniques to use in financial planning. Why? Because once you understand where you’re headed, you can figure out and work how to get there.

Budgeting is perhaps the most challenging and most boring part of financial planning. However if you get your budgeting right, then you will have more money available to enjoy yourself this 2019 and the following years to come. If you save enough, you can also create an emergency fund for the rainy days unexpected expenses.

Well, it is difficult to have a lifestyle matched by the amount of money you are making. Often when we take a good look at our finances, there are always things that we pay for that could be cancelled to save money. This may include unused subscriptions and memberships. All of these little expenditures in a month can soon add up, and you are essentially just throwing money down the drain.

Therefore, you need to stop wasting money and start saving it, or if you really cannot do that, then at least make sure you are getting full enjoyment out of the things you spend monthly money on.

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Perth restaurateurs lift the lid on the realities of life in the hospitality industry

Nowadays, it seems that more and more Western Australians want to dine out or take prepared food home instead of cooking. Perhaps one of the reasons is due to hectic daily schedules. As a result, the number of food service operators has skyrocketed here in Perth and other areas in Western Australia. However, there is still room in the market for your food service business.

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Joel Valvasori

Change of lifestyle and shifting of demographics are the reasons why restaurants are a great business idea here in Perth. Busy customers do not have time to cook or inclination to prepare their own food. They want to taste the flavour of steak without the hassle of preparing. They want tasty, nutritious meals without dishes to wash. When it comes to buying their meals, Australians including adults, students, singles, working parents and elderly people are demanding greater convenience.

However, though the future looks bright for restaurant business and food industry overall, there are no guarantees in this business. Even the most popular and successful restaurants you know will tell you that their success did not happen as easy as a walk in the park. It is more like working and making a living in order to survive and become successful in this industry.

Many restaurants fail during their first year. Frequently, it is due to a lack of planning. Starting a restaurant doesn’t have to be a complex procedure. In fact, the more streamlined you can make it, the better your chances for success.

Restaurants and other kinds of businesses in the hospitality industry is one of the toughest to mange. It has long operating hours, has fierce competition and is difficult to capture loyal customers. But how did successful restaurant owners overcame such difficulties that their business have been through? How did they become successful?

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